| Objective: |
| Udiyaman Swanirbhar Karmasansthan Prakalpa (USKP), is to assist unemployed youth validly registered with employment exchanges in West Bengal by providing subsidized credit from commercial banks. |
| Implementing Authority: |
| Directorate of Employment under Labour Department, West Bengal through its network of Employment Exchanges implements the scheme through Banks and other financial organization. |
| The maximum limit of loan available under the scheme : |
| • The maximum limit of loan available under the scheme is usually Rs. 50,000/- per individual, including the margin money or subsidy provided b the state government. |
| • The margin money or subsidy would be @ 25% of the loan amount per person, subject to a maximum of Rs 12,500/-. |
| • Number of beneficiaries of identical trade can form cluster for joint activities under the scheme. By formation of a cooperative society or any such recognized body corporate, which will be termed as Udiyaman Swanirbhar Karmasansthan Joutha Prakalpa (USKJP) |
| • Except where categorically so mentioned, the features of the scheme shall remain the same irrespective of whether it is a Prakalpa or Joutha Prakalpa. |
|
| Eligibility : |
| • The Beneficiary has completed his 18th year but not the 45th year of age as on 1st day of April of the year in which he has applied to come under the scheme . The upper age limit is relaxable by five years in case of physically handicapped persons as well as persons belonging to scheduled caste/schedule tribes and other backwards classes; |
| • He is registered at any Employment Exchange of West Bengal for more than one year as on the 1st day of April of the year for which he has applied for the scheme; provided that no waiting period as a registered unemployed shall be required for the candidates belonging to physically challenged category or Women, candidates belonging to the scheduled caste, scheduled tribe, other backward classes, ex-serviceman, minority category or EDP trained candidates |
| • He is not a defaulter in any financial organization or Banks. |
| • He is not avail benefits of Self Employment Scheme for the Registered Unemployed (SESRU) in West Bengal |
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| How to apply : |
An eligible candidate may apply for assistance under this scheme in a prescribed form (to be collected from local Employment Exchange) to the local Employment Exchange at any time of the year.
For details the local employment exchange may be contacted. |
| Self Employment Motivation – cum- Awareness camp : |
Keeping in view this general aversion towards self employment, Directorate of Employment, W.B has ventured into this new path of Entrepreneurial Development Programme throughout the State, using the network of Employment Exchanges, with a two-fold objectives:
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| • To make the unemployed youth aware about the prospect and necessity of becoming self employed in the present employment market scenario. |
| • To provide the prospective entrepreneurs some pre-requisite information and guidance about some aspects of self employment like preparation of scheme, marketing strategy, banking requirements etc. |
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| Such programmes are being organised in collaboration with RSETI (Rural Self Employment Training Institute) of various Nationalised Banks. |
