| Swarna-Jayanti Gram Swarojgar Yojana (SGSY) |
| Objective: |
| The main objective of the SGSY is to bring the assisted poor families above the poverty line in three years by providing them income generating assets through a mix of bank credit and government subsidy. The scheme covers various aspects of self-employment such as organization of the poor into a self-help group, training, credit, technology, infrastructure and marketing. |
| Salient features of the scheme : |
| • The assisted families may be individual or group, however, emphasis is on the group approach. Generally the groups are formed with the members of BPLfamilies only. In some cases 20% and in exceptional cases 30% of the group members may belong to APLfamilies, but the APL members of the groups are far from being office bearer and will not be entitled to get subsidy. |
| • 50% of the group formed in each block should be exclusively for women who will account for at least 40% of the swarozgaries. |
| • For selection of key activities, approval of the panchayat samity at the block level and DRD cell zilla parishad at district level are necessary. |
| • The scheme ensures upgradation of technology in the identified activity cluster. The technology intervention seeks to add value to the local resources, including processing of the locally available material for local and non-local market. |
| • SGSY provides for promotion of marketing of the goods produced by the swarozgaries. |
| • SC/ST accounts for at least 15%m of the swarozgaries and disabled for 3%.. |
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| Subsidy Norms for SHGs and Disabled persons : |
Subsidy under SGSY is uniform @30% of the project cost, subject to a maximum of Rs. 7,500/- in case of individual beneficiaries. In case of SC/STs and disabled, the rate is 50% subject to a maximum of Rs. 10,000/-. For group of swarozgaries ,the subsidy is 50% of the project cost subject to a ceiling of Rs. 10000/- per capita
Expenditure on different component such as training and capacity building, revolving fund, subsidy and infrastructure are to be prioritized by DRD cell based on the local requirements. However, the expenditure on infrastructure should not exceed 20% of total annual allocation.
For further details, panchayat samity at the block level and DRD cell of zilla parishad at district level may be contacted.
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