| Assistance on death and permanent disablement : |
| • A nominee/ dependent of a beneficiary shall be entitled to a relief of |
| (a) Rs One Lac Fifty Thousand only, in cases of death of the beneficiary arising out of an accident. |
| (b) Rs Fifty Thousand Only in cases of normal death of the beneficiary. |
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| • Relief in cases of permanent disability arising from any accident will be allowed to a beneficiary in the following manner |
| (a) Loss of one hand from elbow : |
Rs 25,000.00/- |
| (b) Loss of one leg below the knee : |
Rs 25,000.00/- |
| (c) Loss of one eye : |
Rs 25,000.00/- |
| (d) Loss of total hearing capacity – one ear : |
Rs 25,000.00/- |
| (e) Loss of thumb : |
Rs. 9000/- |
| (d) loss of any other finger : |
Rs. 4000/- |
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| Explanation - |
For the purposes of this provision in cases of multiple natures of disablement, relief will be calculated on the basis of total disablement subject to a maximum of Fifty thousand rupees.
NO assistance under this provision shall be allowed if such death or permanent disablement was : |
| (a) caused by intentional self injury, suicide or attempted suicide, insanity or immorality or if the member was under influence of intoxicating liquor, drug or narcotic or, |
| (b) caused by injuries resulting from riots, civil commotions, or racing of any kind. |
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| Medical benefit for major ailments : |
| • A beneficiary or any member of his family suffering from serious ailments like TB, Cancer, Leprosy, Cardiac problems, malfunctioning of kidney(s), AIDS, or thalacemia requiring hospitalization and treatment may be allowed relief up to a maximum of Rupees twenty thousand per annum per beneficiary. |
| • In cases of major surgery additional relief up to Rupees sixty thousand only may be allowed. |
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| Maternity Benefit : |
| • A relief of Rs. 6000/- shall be allowed to a beneficiary on successful delivery of a child or miscarriage by such beneficiary or his wife, as the case may be, on the basis of a certificate from a registered medical practitioner provided that such benefit shall not be allowed more than twice. |
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| Assistance for purchase of Spectacles : |
| • An assistance of Rupees Five Hundred only will be allowed to a beneficiary once every five years on production of proper prescription and proof of purchase of spectacles. |
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| Funeral expenses : |
• Assistance of Rs Three Thousand would be allowed for funeral expenses in cases of death of the beneficiary.
Explanation – Application for such assistance shall be made along with application for relief
for accidental / normal death of the beneficiary. |
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| Assistance for education of children : |
| • One time assistance for education of children of a beneficiary shall be allowed in the following manner:- |
| (1) Higher Secondary : |
Rs. 4,000/- |
| (2) Graduation : |
Rs. 6,000/- |
| (3) Post Graduation : |
Rs. 8,000/- |
| (4) Engineering/Medical : |
Rs. 30,000/- |
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| Assistance for marriage : |
| • An assistance of Rs. 10,000/- may be allowed for marriage of the beneficiary |
| • An assistance of Rs. 10,000/- may be allowed to a beneficiary for marriage of his dependent sons/ daughters up to a maximum of two only. |
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